A credit card is an important financial tool. Living life without a credit card is difficult in today’s time. If used wisely, credit cards can prove to be a boon for you. However, before finalizing on a credit card, it is of utmost importance for you to know to analyze the rewards, benefits, and spending limit offered by various credit card companies in the country. A proper analysis will give you a clear picture about which credit card you should opt for.

Best credit cards of 2018
Choosing the right credit card could sometimes be tricky and cumbersome. In order to help you do the same, we have compiled a list of the best credit cards of 2018 as listed below:

HSBC Cash Rewards
HSBC Cash Rewards is touted as one of the best credit cards of 2018 for various reasons. Offered by MasterCard, this credit card offers a plethora of benefits. This card offers the benefit of zero transaction fees on foreign transactions and annual fees. It also offers cash rewards of 1.5% on all purchases. It also gives you a chance to earn cash rewards worth USD 150 after spending USD 500 in the first three months from account opening.

Chase Freedom Unlimited
With a Chase Freedom Unlimited Credit Card, you could earn automated cash back of 1.5% on every purchase along with zero annual fee. You would also be provided the benefit of zero percentage annual percentage rate for a period of 15 months from the date of account opening on balance transfers and purchases. In this card, the cash back rewards do not expire until the period your account is open. Lastly, you are eligible to earn a bonus of USD 150 after purchasing products worth USD 500 on this credit card within the first three months from the account opening date.

Barclays Arrival Premier World Elite
The Barclays Arrival Premier World Elite card, offered by MasterCard, has attractive benefits to offer, making it one of the best credit cards of 2018 . As the name suggests, this is a credit card targeted to the elite class. This card offers a host of benefits for you if you are a regular international traveler. It offers zero foreign transaction fees on shopping while traveling abroad. It also offers 25,000 bonus miles every year after spending USD 25,000. It provides you with the opportunity to earn two-time miles on each purchase. With this card, as long as your account is open and you have a good credit standing, the miles will not expire.

Apart from the aforementioned credit cards, you can even check out other options as per your suitability, and then take a decision on which is the best credit card of 2018 according to you.