The 15-year fixed mortgage rate, as the name suggests, is a fixed rate of interest on repayment that stays uniform for a tenure of 15 years. It is a good option for people who have a good credit score and a stable income. One of the main reasons to opt for a 15-year fixed mortgage rate is the amount that goes out of your account monthly.

You must have heard the term Medicare Part B very often when talking about health insurance, but how aware are you of what it means and how it works? Medicare Part B is an important term related to health insurance and is a part of the Original Medicare, which covers the supplies as well as services that are important for your health and well-being.

Medicare Part D is a form of coverage that is offered by private companies which include Humana. It depends on your enrollment with Medicare Part C or original Medicare on whether you get Humana Medicare Part D or not. The coverage may be bought through two different ways—one is by joining the Medicare Advantage plan and the other is to buy a separate prescription drug plan that will work with the Basic Medicare plan.

Every individual yearns to own their house someday. However, financial conditions may be a barrier to afford a house. At the same time, with great mortgages, you may get fast home loans to buy your own dream house. Here are the top five lenders for online home loans: SoFi SoFi is a known player in the loan market.

If you are a new entrepreneur raring to compete with the big daddies in the market, you have a lot on your plate. One of the most important steps to take care of as you start a business is to open a small business bank account. It will help you manage the finances and also let you maintain a higher level of professionalism when you are dealing with third-parties.

As per statistics revealed by the National Association of Dental Plans, more than 46 million people, aged 65 and beyond, in the country do not have a dental coverage, although most of them suffer from some or the other dental problems. Considering that elders are highly susceptible to dental ailments, it is important to maintain oral hygiene for the young and old alike.

Vanguard is known to offer the best investing funds in the market because of its diverse portfolio options. The firm follows a low-cost model and large fund selection, making it a relevant choice for long-term investors. The brokerage firm also has an intuitive website and mobile app to make investing easy.

Apart from student loans, there are loans for parents who want to help their children get through college. Known as the Parent PLUS loan, parents of dependent undergraduate students can avail of this. There is a fixed interest rate on the same and it has flexible repayment terms. It is important that parents have a good credit history in order to be eligible for such a loan.